We invest in businesses and projects that advance equity, circularity and sustainability.
Harvest Impact offers social finance loans between $2,500 to $50,000 that remove barriers and support you with the tools and training you need. We maintain interest rates from 4% up to 10%.
We are a relational lender and consider your values and social impact in addition to past financial history. We are happy to have conversations with all who are at different stages of growth and stages of lending.
Harvest Impact believes a sustainable economy – in which everyone can thrive – is possible by centering the voices, ideas and needs of equity-deserving individuals and groups, including women, Indigenous Peoples, Black and racialized Canadians, newcomers, faith-based communities, persons with disabilities, and LGBTQIA2S+ Canadians and those living at the intersections of these identities.
There are two steps to apply for lending:
Step 1 – Determine if you/your company qualify, here are the criteria:
- You have some knowledge or are interested in learning more about the circular economy.
- You are seeking financing (meaning repayable funds) to support your vision.
- You are interested in understanding and learning about your impact.
- You/your company is operating and located in Southern Ontario.
If you answered ‘yes’ to these questions, please proceed to Step 2.
Step 2 – Submit our ‘Get to Know You’ questionnaire using the form below.
This intake consists of the following types of description questions, and will take around 45 minutes of time to complete, we ask questions like:
1. Tell us about your work, what do you do?
2. If your work is attempting to solve a social/environmental challenge, please tell us!
3. How can financing help you move your enterprise / project forward?
4. How much financing are you seeking, how will it be used?
5. When do you need to have the financing in place?
Once this information is received, a member of the Harvest Impact team will contact you to set-up a virtual meeting to understand your needs, and which options and/or supports may be best. After this meeting, we can decide together if you’d like to complete the final stages that ask for more specific financial information.
Here is our Get to Know You Questionnaire: